First-class credit processing.

We have relationships with all major credit cards, including VISA®, MasterCard®, American Express®, Discover®, Diners Club®, JCB® and Fleet Card vendors, and soon, you will, too. We safely and accurately process more than 23 billion transactions a year.

The Citi Merchant Services advantage.

It's a fact that accepting credit cards can help you improve cash flow and increase sales, but it doesn't come without some added hassles and concerns. You can count on us to help you every way we can to make credit card transactions as easy and secure as possible.

  • Uptime of 99.99% and approvals in 1.9 seconds or less
  • Compliance with all applicable card industry standards
  • Potential for next business-day funding*
  • Flexible product and pricing options for your specific needs
  • Automatic electronic deposits to your merchant account
  • Risk management programs to minimize fraud losses
  • Online reporting to manage all of your transactions

Products you'll need.

  • POS system or POS terminal
  • Signature capture

*Transactions need to be batched and sent to First Data by 11:00 PM ET for funds to be available in a CitiBank Business checking account after 3:00 PM ET the following business day. Weekend and holidays will cause a delay to the next business day. The online account balances may not reflect the funds until the second business day, since online information is updated only once per business day, after midnight ET.